{"id":4204,"date":"2024-10-10T03:22:30","date_gmt":"2024-10-10T03:22:30","guid":{"rendered":"https:\/\/the.2days.kr\/?p=4204"},"modified":"2024-10-10T03:22:30","modified_gmt":"2024-10-10T03:22:30","slug":"2024%eb%85%84-%ec%a3%bc%eb%8b%b4%eb%8c%80-%ea%b0%88%ec%95%84%ed%83%80%ea%b8%b0-%ec%a3%bc%eb%8b%b4%eb%8c%80-%ea%b8%88%eb%a6%ac-%ed%95%9c%eb%8f%84-%ec%b5%9c%eb%8c%80-50%eb%85%84-%ec%84%9c%eb%a5%98","status":"publish","type":"post","link":"https:\/\/the.2days.kr\/?p=4204","title":{"rendered":"2024\ub144 \uc8fc\ub2f4\ub300 \uac08\uc544\ud0c0\uae30 \uc8fc\ub2f4\ub300 \uae08\ub9ac \ud55c\ub3c4 \ucd5c\ub300 50\ub144 \uc11c\ub958 \uc740\ud589\ubcc4 \uae08\ub9ac \ube44\uad50\uc0ac\uc774\ud2b8"},"content":{"rendered":"<div class=\"tt_article_useless_p_margin contents_style\">\n<p data-ke-size=\"size16\">\n  \uc8fc\ub2f4\ub300(\uc8fc\ud0dd\ub2f4\ubcf4\ub300_\ucd9c)\uc5d0 \uad00\uc2ec\uc744 \uac00\uc9c0\uace0 \uacc4\uc2e0 \ubd84\ub4e4\uc774\ub77c\uba74 \ucd5c\uadfc\uc758 \uace0\uae08\ub9ac \uc2dc\ub300\uac00 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294\uc9c0 \uad81\uae08\ud574\ud558\uc2e4 \uac83\uc785\ub2c8\ub2e4. \ud3c9\uade0\uc801\uc73c\ub85c 5\ub144\uc5d0\uc11c \uae38\uac8c\ub294 10\ub144 \ub2e8\uc704\ub85c \uc774\ub8e8\uc5b4\uc9c0\ub294 \uc8fc\ub2f4\ub300\ub294, \uae08\uc735 \uc2dc\uc7a5\uc758 \uc791\uc740 \uae08\ub9ac \ubcc0\ud654\uc5d0\ub3c4 \ud070 \ucc28\uc774\ub97c \ub9cc\ub4e4\uc5b4\ub0b4\uae30 \ub54c\ubb38\uc5d0, \ub300\ucd9c \uc774\uc790\uc728 \ube44\uad50\ub294 \ub9e4\uc6b0 \uc911\uc694\ud55c \uacfc\uc815\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n <\/p>\n<p data-ke-size=\"size16\">\n<p><figure class=\"imageblock alignCenter\" data-filename=\"\uc8fc\ub2f4\ub300 (1).webp\" data-ke-mobilestyle=\"widthOrigin\" data-origin-height=\"1066\" data-origin-width=\"1459\">\n<span data-phocus=\"https:\/\/blog.kakaocdn.net\/dn\/djrSrq\/btsIx6dll8O\/ruJP6RBAH1aYiRqzKOA9d0\/img.webp\" data-url=\"https:\/\/blog.kakaocdn.net\/dn\/djrSrq\/btsIx6dll8O\/ruJP6RBAH1aYiRqzKOA9d0\/img.webp\"><br \/>\n<img loading=\"lazy\" decoding=\"async\" alt=\"\uc8fc\ub2f4\ub300 \uac08\uc544\ud0c0\uae30\" data-filename=\"\uc8fc\ub2f4\ub300 (1).webp\" data-origin-height=\"1066\" data-origin-width=\"1459\" height=\"416\" onerror=\"this.onerror=null; this.src='\/\/t1.daumcdn.net\/tistory_admin\/static\/images\/no-image-v1.png'; this.srcset='\/\/t1.daumcdn.net\/tistory_admin\/static\/images\/no-image-v1.png';\" src=\"https:\/\/blog.kakaocdn.net\/dn\/djrSrq\/btsIx6dll8O\/ruJP6RBAH1aYiRqzKOA9d0\/img.webp\" srcset=\"https:\/\/img1.daumcdn.net\/thumb\/R1280x0\/?scode=mtistory2&amp;fname=https%3A%2F%2Fblog.kakaocdn.net%2Fdn%2FdjrSrq%2FbtsIx6dll8O%2FruJP6RBAH1aYiRqzKOA9d0%2Fimg.webp\" width=\"570\"\/><br \/>\n<\/span><br \/>\n<\/figure>\n<\/p>\n<p data-ke-size=\"size16\">\n<p data-ke-size=\"size16\">\n  \uc624\ub298\uc740 2024\ub144 \uae30\uc900\uc73c\ub85c \uc8fc\ub2f4\ub300 \uad00\ub828 \uc815\ubcf4\ub97c \uc0c1\uc138\ud788 \uc0b4\ud3b4\ubcf4\uace0, \uc5b4\ub5bb\uac8c \ucd5c\uc801\uc758 \uc870\uac74\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\ub294\uc9c0 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.\n <\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_67_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >\uc26c\uc6b4 \ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 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\uc911\uc694\uc131 \n \">\n  \uae08\ub9ac \ube44\uad50\uc758 \uc911\uc694\uc131 \n <\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/the.2days.kr\/?p=4204\/#%EC%A3%BC%EB%8B%B4%EB%8C%80_%EA%B8%88%EB%A6%AC\" title=\"\n \n   \uc8fc\ub2f4\ub300 \uae08\ub9ac \n   \n\">\n \n   \uc8fc\ub2f4\ub300 \uae08\ub9ac \n   \n<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/the.2days.kr\/?p=4204\/#%EB%8C%80%EC%B6%9C%ED%95%9C%EB%8F%84_%EC%82%B4%ED%91%9C%EB%B3%B4%EA%B8%B0\" title=\"\n  \ub300\ucd9c\ud55c\ub3c4 \uc0b4\ud45c\ubcf4\uae30 \n \">\n  \ub300\ucd9c\ud55c\ub3c4 \uc0b4\ud45c\ubcf4\uae30 \n <\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/the.2days.kr\/?p=4204\/#%ED%95%84%EC%9A%94%EC%84%9C%EB%A5%98_%EB%B0%8F_%EC%9D%B4%EC%9A%A9%EB%8C%80%EC%83%81\" title=\"\n  \ud544\uc694\uc11c\ub958 \ubc0f \uc774\uc6a9\ub300\uc0c1 \n \">\n  \ud544\uc694\uc11c\ub958 \ubc0f \uc774\uc6a9\ub300\uc0c1 \n <\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/the.2days.kr\/?p=4204\/#%EC%9D%B4%EC%9A%A9%EB%8C%80%EC%83%81\" title=\"\n \n   \uc774\uc6a9\ub300\uc0c1 \n   \n\">\n \n   \uc774\uc6a9\ub300\uc0c1 \n   \n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/the.2days.kr\/?p=4204\/#%EB%8C%80%EC%83%81%EC%A3%BC%ED%83%9D\" title=\"\n \n   \ub300\uc0c1\uc8fc\ud0dd \n   \n\">\n \n   \ub300\uc0c1\uc8fc\ud0dd \n   \n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/the.2days.kr\/?p=4204\/#%EC%9D%B4%EC%9A%A9%EA%B8%B0%EA%B0%84\" title=\"\n \n   \uc774\uc6a9\uae30\uac04 \n   \n\">\n \n   \uc774\uc6a9\uae30\uac04 \n   \n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/the.2days.kr\/?p=4204\/#%ED%95%84%EC%9A%94%EC%84%9C%EB%A5%98\" title=\"\n \n   \ud544\uc694\uc11c\ub958 \n   \n\">\n \n   \ud544\uc694\uc11c\ub958 \n   \n<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/the.2days.kr\/?p=4204\/#%ED%95%A8%EA%BB%98_%EC%9D%BD%EC%9C%BC%EB%A9%B4_%EC%A2%8B%EC%9D%80_%EA%B8%80\" title=\"\n  \ud568\uaed8 \uc77d\uc73c\uba74 \uc88b\uc740 \uae00 \n \">\n  \ud568\uaed8 \uc77d\uc73c\uba74 \uc88b\uc740 \uae00 \n <\/a><\/li><\/ul><\/nav><\/div>\n<h2 data-ke-size=\"size26\" style=\"background: linear-gradient(to right, #6a11cb 0%, #2575fc 100%); color: #ffffff; font-weight: bold; margin: 0.5em 0em; padding: 15px 20px; border-radius: 20px 1px;\"><span class=\"ez-toc-section\" id=\"%EC%A3%BC%EB%8B%B4%EB%8C%80%EA%B0%88%EC%95%84%ED%83%80%EA%B8%B0_%EC%A0%84%EB%9E%B5\"><\/span>\n  \uc8fc\ub2f4\ub300\uac08\uc544\ud0c0\uae30 \uc804\ub7b5<br \/>\n <span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-ke-size=\"size16\" style=\"color: #333333; text-align: start;\">\n  \uc774\uc790 \ubd80\ub2f4\uc744 \uc904\uc774\uae30 \uc704\ud574 \uae30\uc874\uc758 \uc8fc\ub2f4\ub300\uc5d0\uc11c \ub354 \uc720\ub9ac\ud55c \uc870\uac74\uc758 \ub300\ucd9c\ub85c \ubcc0\uacbd\ud558\ub294 \uac83\uc744 &#8216;\uac08\uc544\ud0c0\uae30&#8217;\ub77c\uace0 \ud569\ub2c8\ub2e4. \ubaa8\ubc14\uc77c \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \uac04\ud3b8\ud558\uac8c \uc2e0\uccad\ud560 \uc218 \uc788\ub294 \uc11c\ube44\uc2a4\uac00 \ub9ce\uc544\uc84c\uc73c\uba70, \ub300\ubd80\ubd84\uc758 \uacbd\uc6b0 \ub300\ucd9c \uc2e4\ud589 \ud6c4 2\ub144 \uc815\ub3c4 \uc9c0\ub09c \uc2dc\uc810\uc5d0\uc11c \uac08\uc544\ud0c0\ub294 \uac83\uc774 \uc720\ub9ac\ud569\ub2c8\ub2e4.<br \/>\n  <b><br \/>\n   \uc774\ub97c \ud1b5\ud574 \uc6d4 \ub0a9\uc785 \uc774\uc790\ub97c \uc808\uc57d\ud558\uace0 \uc7ac\uc815\uc801 \ubd80\ub2f4\uc744 \uacbd\uac10\uc2dc\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n   <span style=\"color: #ee2323;\"><br \/>\n    \uc544\ub798\ubc84\ud2bc\uc744 \ud1b5\ud574 \uc774\uc790\uae08\uc561\uc744 \ub0ae\ucd94\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<br \/>\n   <\/span><br \/>\n<\/b>\n<\/p>\n<p data-ke-size=\"size16\">\n<p data-ke-size=\"size16\">\n<button class=\"ghc-button\"><br \/>\n    \uc8fc\ub2f4\ub300 \uac08\uc544\ud0c0\uae30\ud83d\udc49<br \/>\n   <\/button>\n<\/p>\n<p data-ke-size=\"size16\" style=\"color: #333333; text-align: start;\">\n<h2 data-ke-size=\"size26\" style=\"background: linear-gradient(to right, #6a11cb 0%, #2575fc 100%); color: #ffffff; font-weight: bold; margin: 0.5em 0em; padding: 15px 20px; border-radius: 20px 1px;\"><span class=\"ez-toc-section\" id=\"%EC%A3%BC%EB%8B%B4%EB%8C%80%EC%9D%98_%EC%9D%B4%ED%95%B4\"><\/span>\n  \uc8fc\ub2f4\ub300\uc758 \uc774\ud574<br \/>\n <span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-ke-size=\"size16\">\n  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data-ke-size=\"size26\" style=\"background: linear-gradient(to right, #6a11cb 0%, #2575fc 100%); color: #ffffff; font-weight: bold; margin: 0.5em 0em; padding: 15px 20px; border-radius: 20px 1px;\"><span class=\"ez-toc-section\" id=\"%EC%A4%91%EB%8F%84%EC%83%81%ED%99%98%EC%88%98%EC%88%98%EB%A3%8C%EC%99%80_%EB%A9%B4%EC%A0%9C_%EC%A1%B0%EA%B1%B4\"><\/span>\n  \uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc\uc640 \uba74\uc81c \uc870\uac74<br \/>\n <span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div>\n<ins class=\"adsbygoogle\" data-ad-client=\"ca-pub-4544829992397447\" data-ad-format=\"fluid\" data-ad-layout=\"in-article\" data-ad-slot=\"9003851262\" style=\"display: block; text-align: center;\"><br \/>\n<\/ins><br \/>\n<script>\n   (adsbygoogle = window.adsbygoogle || []).push({});\n  <\/script>\n<\/div>\n<p data-ke-size=\"size16\">\n<p data-ke-size=\"size16\">\n  \ub300\ucd9c\uae30\uac04 \uc911 \uc77c\ubd80 \uae08\uc561\uc744 \ubbf8\ub9ac \uc0c1\ud658\ud560 \uacbd\uc6b0, \uc77c\ubd80 \uc740\ud589\uc5d0\uc11c\ub294 \uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc\ub97c \ubd80\uacfc\ud569\ub2c8\ub2e4. \uc774\ub294 \ub300\ucd9c\ud55c \uae08\uc561\uc774 \uc608\uc815\ubcf4\ub2e4 \ube68\ub9ac \uc0c1\ud658\ub420 \uacbd\uc6b0 \ubc1c\uc0dd\ud558\ub294 \uc774\uc790 \uc190\uc2e4 \ubc0f \uc6b4\uc6a9 \ucc28\uc9c8\uc744 \ubcf4\uc804\ud558\uae30 \uc704\ud55c \uac83\uc785\ub2c8\ub2e4. \ubcf4\ud1b5 \uc218\uc218\ub8cc\uc728\uc740 \ub300\ucd9c\uae08\uc758 0.6%\uc5d0\uc11c 1.4% \uc0ac\uc774\uc778 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ucd5c\uadfc\uc5d0\ub294 \uc740\ud589\ub4e4\uc774 \uac00\uacc4\ubd80\ucc44 \uc99d\uac00\ub97c \uc5b5\uc81c\ud558\uae30 \uc704\ud574 \uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc\ub97c \uba74\uc81c\ud558\ub294 \uc870\uce58\ub97c \ucde8\ud558\uace0 \uc788\uc5b4, \uc774\ub7ec\ud55c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uacbd\uc6b0\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.\n <\/p>\n<p data-ke-size=\"size16\">\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: left;\"><br \/>\n   \ud83d\udc49<br \/>\n  <\/span><br \/>\n  \uba74\uc81c\uae30\uac04 : 2025\ub144 \uc0c1\ubc18\uae30\uae4c\uc9c0\n <\/p>\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: left;\"><br \/>\n   \ud83d\udc49<br \/>\n  <\/span><br \/>\n  \uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc \uba74\uc81c \uc740\ud589 : \uc740\ud589, \uc2e0\ud55c, \uc6b0\ub9ac, \ud558\ub098, \uad6d\ubbfc, \uae30\uc5c5\uc740\ud589 \ub4f1\n <\/p>\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: left;\"><br \/>\n   \ud83d\udc49<br \/>\n  <\/span><br \/>\n  \uba74\uc81c \uc774\uc720 : 5\ub300 \uc2dc\uc911\uc740\ud589\uc758 \uc8fc\ub2f4\ub300\uac00 3\uc870 4\ucc9c\uc5b5\uc6d0\uc73c\ub85c \ub298\uc5b4\ub09c \ub355\ubd84\uc5d0 \uc800\uc2e0\uc6a9\ub2e4 \ub300\uc0c1\uc73c\ub85c \uba74\uc81c \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uae30\ub85c \uacb0\uc815\n <\/p>\n<div class=\"cnb-button4 wrapper\">\n<span style=\"padding-top: 2px;\"><br \/>\n    \uc218\uc218\ub8cc \uba74\uc81c\ubc1b\uae30<br \/>\n   <\/span><br \/>\n<span><br \/>\n<\/span>\n<\/div>\n<p data-ke-size=\"size16\">\n<h2 data-ke-size=\"size26\" style=\"background: linear-gradient(to right, #6a11cb 0%, #2575fc 100%); color: #ffffff; font-weight: bold; margin: 0.5em 0em; padding: 15px 20px; border-radius: 20px 1px;\"><span class=\"ez-toc-section\" id=\"%EA%B8%88%EB%A6%AC_%EB%B9%84%EA%B5%90%EC%9D%98_%EC%A4%91%EC%9A%94%EC%84%B1\"><\/span>\n  \uae08\ub9ac \ube44\uad50\uc758 \uc911\uc694\uc131<br \/>\n <span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-ke-size=\"size16\">\n  \uae08\ub9ac\uac00 0.5%\uc5d0\uc11c 1%\ub9cc \ub2ec\ub77c\ub3c4 \uc7a5\uae30\uac04\uc5d0 \uac78\uccd0 \ub0a9\ubd80\ud574\uc57c \ud558\ub294 \uc774\uc790 \ube44\uc6a9\uc5d0\uc11c \ud070 \ucc28\uc774\uac00 \ub098\ud0c0\ub0a9\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uae08\uc735 \ubd80\ub2f4\uc744 \uc904\uc774\uae30 \uc704\ud574\uc11c\ub294 \uc740\ud589\ubcc4\ub85c \uc81c\uacf5\ub418\ub294 \ub2e4\uc591\ud55c \uc8fc\ub2f4\ub300 \uc0c1\ud488\uc758 \uae08\ub9ac\ub97c \ube44\uad50\ud558\ub294 \uac83\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc2e0\uc6a9\uc870\ud68c \uc5c6\uc774 \uc628\ub77c\uc778 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \uc190\uc27d\uac8c \uae08\ub9ac\ub97c \ube44\uad50\ud560 \uc218 \uc788\ub294 \uc11c\ube44\uc2a4\ub3c4 \ub9ce\uc73c\ub2c8, \uc774\ub97c \uc801\uadf9 \ud65c\uc6a9\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.\n <\/p>\n<h3 data-ke-size=\"size23\"><span class=\"ez-toc-section\" id=\"%EC%A3%BC%EB%8B%B4%EB%8C%80_%EA%B8%88%EB%A6%AC\"><\/span>\n<b><br \/>\n   \uc8fc\ub2f4\ub300 \uae08\ub9ac<br \/>\n  <\/b><br \/>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: left;\"><br \/>\n   \ud83d\udc49<br \/>\n  <\/span><br \/>\n  \ucf54\ud53d\uc2a4 \uc9c0\uc218\uc5d0 \ub530\ub77c 6\uac1c\uc6d4 \ub9c8\ub2e4 \uae08\ub9ac\uac00 \ubcc0\ub3d9\n <\/p>\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: left;\"><br \/>\n   \ud83d\udc49<br \/>\n  <\/span><br \/>\n  \uc8fc\ub2f4\ub300 \uae08\ub9ac\ub294 3.84%~ 6% \uae4c\uc9c0\ub294 \ub098\uc624\ub294 \ud3b8\n <\/p>\n<p data-ke-size=\"size16\">\n<h2 data-ke-size=\"size26\" style=\"background: linear-gradient(to right, #6a11cb 0%, #2575fc 100%); color: #ffffff; font-weight: bold; margin: 0.5em 0em; padding: 15px 20px; border-radius: 20px 1px;\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%B6%9C%ED%95%9C%EB%8F%84_%EC%82%B4%ED%91%9C%EB%B3%B4%EA%B8%B0\"><\/span>\n  \ub300\ucd9c\ud55c\ub3c4 \uc0b4\ud45c\ubcf4\uae30<br \/>\n <span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-ke-size=\"size16\">\n  \uc740\ud589\ub9c8\ub2e4 \uc81c\uacf5\ud558\ub294 \ub300\ucd9c \ud55c\ub3c4\ub294 \ub2e4\uc591\ud55c \uc694\uc778\uc5d0 \ub530\ub77c \ucc28\uc774\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\ud0dd\uc758 \uc2dc\uc138, \uc704\uce58, \ub300\ucd9c \ubaa9\uc801, \uc2e0\uccad\uc790\uc758 \ubd80\ucc44 \uc0c1\ud669 \ub4f1\uc774 \uace0\ub824\ub418\uba70, LTV(Loan to Value), DTI(Debt to Income), DSR(Debt Service Ratio) \ub4f1\uc758 \uaddc\uc81c\uc5d0 \ub530\ub77c \ub300\ucd9c\ud55c\ub3c4\uac00 \uc124\uc815\ub429\ub2c8\ub2e4. \ub54c\ubb38\uc5d0 \ub300\ucd9c\uc744 \uc2e0\uccad\ud558\uae30\uc5d0 \uc55e\uc11c \ubcf8\uc778\uc774 \ubc1b\uc744 \uc218 \uc788\ub294 \ub300\ucd9c \ud55c\ub3c4\ub97c \ubbf8\ub9ac \ud655\uc778\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.\n <\/p>\n<p data-ke-size=\"size16\">\n<h2 data-ke-size=\"size26\" style=\"background: linear-gradient(to right, #6a11cb 0%, #2575fc 100%); color: #ffffff; font-weight: bold; margin: 0.5em 0em; padding: 15px 20px; border-radius: 20px 1px;\"><span class=\"ez-toc-section\" id=\"%ED%95%84%EC%9A%94%EC%84%9C%EB%A5%98_%EB%B0%8F_%EC%9D%B4%EC%9A%A9%EB%8C%80%EC%83%81\"><\/span>\n  \ud544\uc694\uc11c\ub958 \ubc0f \uc774\uc6a9\ub300\uc0c1<br \/>\n <span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-ke-size=\"size16\">\n  \uc8fc\ub2f4\ub300 \uc2e0\uccad\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc7ac\uc9c1\uc99d\uba85\uc11c, \uc0ac\uc5c5\uc790\ub4f1\ub85d\uc99d \ub4f1\uc758 \uc11c\ub958\uac00 \ud544\uc694\ud558\uba70, \uc8fc\ubbfc\ub4f1\ub85d\ub4f1\ubcf8, \uac00\uc871\uad00\uacc4\uc99d\uba85\uc11c \ub4f1 \uac1c\uc778\uc801\uc778 \uc0c1\ud669\uc744 \uc785\uc99d\ud560 \uc218 \uc788\ub294 \uc11c\ub958\uac00 \uc694\uad6c\ub429\ub2c8\ub2e4. \uc774\uc6a9 \ub300\uc0c1\uc73c\ub85c\ub294 \ub9cc 19\uc138 \uc774\uc0c1\uc758 \ub0b4\uad6d\uc778\uc73c\ub85c \uadfc\ub85c\uc18c\ub4dd\uc790\ub098 \uc0ac\uc5c5\uc18c\ub4dd\uc790 \ub4f1\uc774 \ud574\ub2f9\ub418\uba70, \ub300\ucd9c \ub300\uc0c1 \uc8fc\ud0dd\uc73c\ub85c\ub294 KB\uc2dc\uc138 \uc870\ud68c\uac00 \uac00\ub2a5\ud55c \uc544\ud30c\ud2b8 \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.\n <\/p>\n<h3 data-ke-size=\"size23\"><span class=\"ez-toc-section\" id=\"%EC%9D%B4%EC%9A%A9%EB%8C%80%EC%83%81\"><\/span>\n<b><br \/>\n   \uc774\uc6a9\ub300\uc0c1<br \/>\n  <\/b><br \/>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: start;\"><br \/>\n   \u2714<br \/>\n  <\/span><br \/>\n  \ub9cc 19\uc138 \uc774\uc0c1\n <\/p>\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: start;\"><br \/>\n   \u2714<br \/>\n  <\/span><br \/>\n  \ub0b4\uad6d\uc778\uc73c\ub85c \uadfc\ub85c\uc18c\ub4dd\uc790(\ud604 \uc9c1\uc7a5\uc5d0\uc11c \uc7ac\uc9c1 1\uac1c\uc6d4 \uc774\uc0c1) \ub610\ub294 \uc0ac\uc5c5\uc18c\ub4dd\uc790\n <\/p>\n<hr contenteditable=\"false\" data-ke-style=\"style6\" data-ke-type=\"horizontalRule\"\/>\n<h3 data-ke-size=\"size23\"><span class=\"ez-toc-section\" id=\"%EB%8C%80%EC%83%81%EC%A3%BC%ED%83%9D\"><\/span>\n<b><br \/>\n   \ub300\uc0c1\uc8fc\ud0dd<br \/>\n  <\/b><br \/>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: start;\"><br \/>\n   \u2714<br \/>\n  <\/span><br \/>\n  KB\uc2dc\uc138 \uc870\ud68c \uac00\ub2a5\ud55c \uc544\ud30c\ud2b8\n <\/p>\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: start;\"><br \/>\n   \u2714<br \/>\n  <\/span><br \/>\n  \ubcf8\uc778 \ub2e8\ub3c5 \uc18c\uc720 \ub610\ub294 \ubc30\uc6b0\uc790 \uacf5\ub3d9\uc18c\uc720 \uc8fc\ud0dd\n <\/p>\n<p data-ke-size=\"size16\">\n<p data-ke-size=\"size16\">\n<button class=\"ghc-button\"><br \/>\n    KB\uc2dc\uc138 \uc870\ud68c\ud558\uae30<br \/>\n   <\/button>\n<\/p>\n<p data-ke-size=\"size16\">\n<div>\n<ins class=\"adsbygoogle\" data-ad-client=\"ca-pub-4544829992397447\" data-ad-format=\"fluid\" data-ad-layout=\"in-article\" data-ad-slot=\"2204060070\" style=\"display: block; text-align: center;\"><br \/>\n<\/ins><br \/>\n<script>\n   (adsbygoogle = window.adsbygoogle || []).push({});\n  <\/script>\n<\/div>\n<hr contenteditable=\"false\" data-ke-style=\"style6\" data-ke-type=\"horizontalRule\"\/>\n<h3 data-ke-size=\"size23\"><span class=\"ez-toc-section\" id=\"%EC%9D%B4%EC%9A%A9%EA%B8%B0%EA%B0%84\"><\/span>\n<b><br \/>\n   \uc774\uc6a9\uae30\uac04<br \/>\n  <\/b><br \/>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: start;\"><br \/>\n   \u2714<br \/>\n  <\/span><br \/>\n  15\ub144\n <\/p>\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: start;\"><br \/>\n   \u2714<br \/>\n  <\/span><br \/>\n  25\ub144\n <\/p>\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: start;\"><br \/>\n   \u2714<br \/>\n  <\/span><br \/>\n  35\ub144\n <\/p>\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: start;\"><br \/>\n   \u2714<br \/>\n  <\/span><br \/>\n  40\ub144\n <\/p>\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: start;\"><br \/>\n   \u2714<br \/>\n  <\/span><br \/>\n  45\ub144\n <\/p>\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: start;\"><br \/>\n   \u2714<br \/>\n  <\/span><br \/>\n  50\ub144\n <\/p>\n<hr contenteditable=\"false\" data-ke-style=\"style6\" data-ke-type=\"horizontalRule\"\/>\n<h3 data-ke-size=\"size23\"><span class=\"ez-toc-section\" id=\"%ED%95%84%EC%9A%94%EC%84%9C%EB%A5%98\"><\/span>\n<b><br \/>\n   \ud544\uc694\uc11c\ub958<br \/>\n  <\/b><br \/>\n<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: start;\"><br \/>\n   \u2714<br \/>\n  <\/span><br \/>\n  \uc7ac\uc9c1, \uc0ac\uc5c5\ud655\uc778 \uc11c\ub958\n <\/p>\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: start;\"><br \/>\n   \u2714<br \/>\n  <\/span><br \/>\n  \uc8fc\ubbfc\ub4f1\ub85d\ub4f1\ubcf8, \ucd08\ubcf8\n <\/p>\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: start;\"><br \/>\n   \u2714<br \/>\n  <\/span><br \/>\n  \uac00\uc871\uad00\uacc4\uc99d\uba85\uc11c\n <\/p>\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: start;\"><br \/>\n   \u2714<br \/>\n  <\/span><br \/>\n  \ub4f1\uae30\uad8c\ub9ac\uc99d\n <\/p>\n<p data-ke-size=\"size16\">\n<span style=\"background-color: #ffffff; color: #495057; text-align: start;\"><br \/>\n   \u2714<br \/>\n  <\/span><br \/>\n  \uc138\ub300\uc6d0 \ub3d9\uc758 \ubc0f \ubc30\uc6b0\uc790 \uc11c\ub958\n <\/p>\n<hr contenteditable=\"false\" data-ke-style=\"style6\" data-ke-type=\"horizontalRule\"\/>\n<p data-ke-size=\"size16\">\n  \uc774\ucc98\ub7fc \uc8fc\ub2f4\ub300 \ub2e4\uc591\ud55c \uc694\uc778\uacfc \uc120\ud0dd\uc0ac\ud56d\uc744 \uace0\ub824\ud558\uc5ec \uc9c4\ud589\ud558\ub294 \ubcf5\uc7a1\ud55c \uae08\uc735\uc0c1\ud488 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc5ec\uae30\uc11c \uc81c\ub41c \uc815\ubcf4\ub97c \ubc14\ud0d5\uc73c\ub85c \ud604\uc2e4\uc801\uc778 \uc870\uc5b8\uacfc \ud568\uaed8 \uccb4\uacc4\uc801\uc73c\ub85c \uc811\uadfc\ud55c\ub2e4\uba74, \ubcf4\ub2e4 \ud569\ub9ac\uc801\uc778 \uae08\uc735 \uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.\n <\/p>\n<h2 data-ke-size=\"size26\"><span class=\"ez-toc-section\" id=\"%ED%95%A8%EA%BB%98_%EC%9D%BD%EC%9C%BC%EB%A9%B4_%EC%A2%8B%EC%9D%80_%EA%B8%80\"><\/span>\n  \ud568\uaed8 \uc77d\uc73c\uba74 \uc88b\uc740 \uae00<br \/>\n <span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure contenteditable=\"false\" 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